Dyme
Gift Card Buying Guide

Where to Buy Carter's Gift Cards: Deals, Rewards & Miles

Carter's gift cards spend across both Carter's and OshKosh B'gosh, in stores and online, on apparel for kids sized preemie through 14. They never expire, carry no fees, and come in physical or digital form. The four ways to buy them differ on speed, denomination, and whether you earn anything back on the purchase. Here's how each one works.

Carter'sUpdated June 1, 20267 min read
Carter's gift card
E-gift · $10 – $500 · delivered instantly

What a Carter's gift card gets you

One Carter's gift card spends across both house brands in a single account — Carter's for babies and OshKosh B'gosh for older kids — online at carters.com and oshkosh.com and at every standalone and outlet store. It covers apparel, pajamas, shoes, and accessories in sizes preemie through 14, and unlike a bank-issued Visa or Mastercard gift card there are no activation or per-purchase fees and the balance carries no dormancy charges.

two formats:

  • Physical card: Mailed in a card carrier. $10 to $500 per card via carters.com.
  • E-gift card: Emailed within minutes, redeemable online or shown on a phone in store. $10 to $500 per card via carters.com and via Dyme. Can be added to Apple Wallet or Google Pay.

You can apply more than one Carter's gift card to a single order online or in store; there is no documented cap on how many cards stack on one purchase.

Where to buy: four channels compared

ChannelFormatDenominationsDeliveryDiscountAdds on top
DymeBest for MilesE-gift only$10 – $500InstantNoneDyme Miles + instant paperless delivery
Carters.comPhysical + e-gift$10 – $500Instant / 5–10 daysNone
In store at Carter's or OshKosh B'goshPhysical only$10 – $500ImmediateNone
Secondary marketplaces
Raise, CardCash
Digital + physicalVariesInstant to a few daysA few percent below face, when listed

Secondary-market supply and discounts rotate by demand. Verify any resold card's balance before you redeem.

Can I get a Carter's gift card at a discount?

Yes, but not through Dyme. Dyme sells Carter's e-gift cards at face value; the value-add is Dyme Miles, paperless delivery, and supporting renewable energy projects, not a face-value discount. The discount channels are:

  • Secondary marketplaces (Raise, CardCash). Resold Carter's gift cards from third parties, typically listed a few percent below face value when available. Check the balance before redeeming, since secondary sellers occasionally list cards with partial balances.
  • Warehouse-club and supermarket racks. Costco, Sam's Club, and grocery gift-card racks occasionally carry Carter's or third-party multi-brand cards at a discount. Stock rotates and isn't always present.
  • Carter's direct promo codes. Carter's runs frequent sitewide sales on apparel, but those promotions typically exclude gift-card SKUs.

The bigger combined return comes from the rewards stack below: your credit card, Carter's Rewly points at redemption, and Dyme Miles on the purchase. Most buyers leave that money on the table.

How to stack rewards

Three rewards programs fire on a single Carter's gift card purchase through Dyme.

1+2+3
Three rewards on one purchase. Buy the gift card through Dyme and all three can land at once.
1
Credit card
Your credit card

Your credit card earns rewards on the Dyme purchase.

Capital One Venture X2x miles on essentially every purchase, including gift cards
Citi Double Cash2% back on everything (1% when you buy + 1% when you pay)
Amex Gold1x on gift cards. 4x dining and 4x groceries do not apply
Chase Sapphire Preferred1x on gift cards. 3x dining and 2x travel do not apply

Gift-card resellers typically code as MCC 5947; many cards exclude this MCC from category bonuses.

+
2
Brand rewards
Carter's Rewly Rewards

Free to join. Earns at redemption, not on the gift card purchase.

Earning rate1 point per $1 spent on merchandise
Reward threshold150 points = a $5 reward

Rewly does not earn on the gift card purchase itself. It earns on the merchandise when you redeem the card, at the same rate as paying with cash or credit. Members also get free shipping on a minimum order and birthday perks. Program terms →

+
3
Dyme Miles
Dyme Miles on the purchase

Earn 1 Mile for every dollar you spend, and 5 Miles per dollarduring special offers — the layer the other channels can't match.

Expirationnever
Blackoutsnone
Redeem atover 2 million hotels and 600 airline partners
Never expireNo blackouts2M+ hotels · 600 airlines
Worked example
$100 Carter's e-gift on Dyme, paid with Citi Double Cash, redeemed by a Rewly member
Citi Double Cash$2 back (2% of $100)
Carter's Rewly at redemption100 points toward the next 150-point $5 reward
Dyme Miles on the purchase100 Miles (1 per dollar), or 500 on a special offer (5 per dollar)

Illustrative only. Card rates, brand-program terms, and Dyme Miles offers change and vary by member; figures above are examples, not a guarantee of value.

Buy a Carter's e-gift on DymeFace value, instant delivery, and 1 Mile for every dollar you spend — 5 per dollar during special offers.
Shop Carter's gift cards →

How to buy via Dyme

Carter's e-gift cards on Dyme arrive in the recipient's inbox in under a minute.

  1. Open the Carter's brand page on Dyme.
  2. Enter the recipient's email, the denomination, and an optional personal message.
  3. Check out. The e-gift sends immediately and can be added to Apple Wallet or Google Pay from the email.

You earn 1 Mile for every dollar you spend, and 5 Miles per dollar during special offers. Miles post to your Dyme account within 3 business days. Dyme Miles never expire, have no blackouts, and are redeemable on any airline, any hotel — across over 2 million hotels and 600 airline partners.

Every Dyme purchase contributes to Dyme's renewable energy mission. Dyme uses part of its profits to support communities worldwide by investing in cheaper and cleaner electricity. Read more at dyme.earth/blog/impact.

How to buy on carters.com

  1. Go to carters.com and open the gift cards page.
  2. Choose physical or e-gift, pick a design, and set the amount from $10 to $500.
  3. Add to bag and check out. Carter's does not run a member discount on gift cards, and Rewly points do not accrue on gift-card purchases.

How to buy in store

Any Carter's or OshKosh B'gosh store sells gift cards at the register. Tell the associate the amount you want from $10 to $500, pay with cash, credit, or another gift card, and walk out with the card. Cards bought at either banner spend across both brands.

How to buy at Costco, Sam's Club, or a supermarket

Costco, Sam's Club, and supermarket gift-card racks at chains like Kroger and Safeway sometimes carry Carter's or multi-brand cards that include Carter's. Stock and pricing rotate by location and season. You typically pay face value but earn the retailer's loyalty points and any fuel rewards that apply to gift-card purchases.

Designs and personalization

Physical cards: several designs in the Carter's online catalog, including baby-themed and seasonal options for holidays, baby showers, and birthdays. A card carrier and a printed message are available at checkout.

E-gift cards: multiple designs with a customizable subject line and a recipient message.

There is no co-branded or custom-art option for individual purchase.

Delivery and timing

  • E-gift via Dyme: 1 to 60 minutes by email. Add to Apple Wallet or Google Pay directly from the email.
  • E-gift via carters.com: 1 to 60 minutes by email.
  • Physical via carters.com: 5 to 10 business days standard. Faster options may be available at checkout.
  • Physical in store or at a retailer: Immediate — walk out with the card.

Dyme does not mail physical cards. If you need a physical card in hand, carters.com or a retail aisle is the path.

Frequently asked questions

Yes. Carter's gift cards work at both Carter's and OshKosh B'gosh, in stores and online at carters.com and oshkosh.com. The two brands share one gift-card system.

$10 to $500 in whole-dollar increments, whether you buy a physical card, an e-gift through carters.com, or an e-gift through Dyme.

No. Carter's gift cards do not expire and carry no dormancy or service fees. The full purchased value stays on the card until it is redeemed.

No. Carter's gift cards are non-refundable once purchased. They can be re-gifted or applied toward any order across Carter's and OshKosh B'gosh.

Yes. Enter the card number and PIN on the Carter's gift card balance page to see the current balance immediately, with no account registration required.

Yes. The e-gift delivery email typically includes a wallet button. Add the card, then show it in your phone wallet at a store register or paste the number for online checkout.

Yes, both in store and online. Carter's does not publish a cap on how many cards you can apply to a single purchase.

Yes. Secondary marketplaces like Raise and CardCash buy unwanted gift cards, typically paying a percentage of face value based on demand. You list the card number and balance, and the marketplace verifies and pays out.

No. Rewly points accrue on merchandise you buy, not on gift-card purchases. The points post when the recipient redeems the card on apparel.

Usually within 1 to 60 minutes. Gmail's Promotions filter occasionally delays delivery, so check there if you don't see it arrive.

Earn while you spend

Shop Carter's gift cards on Dyme

Buy at face value, send instantly, and earn 1 Mile for every dollar toward travel at over 2 million hotels and 600 airline partners — 5 per dollar during special offers. Every purchase helps fund clean energy.

Shop Carter's gift cards →
Carter's
Shop Carter's gift cards on DymeFace value · Instant · 1 Mile / dollar (5 on special)
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